
California residents, for example, can be charged no more than $8.00. The fee can vary from state to state due to state laws.
However, you are entitled to another free copy under circumstances. If you find an error on your credit report, you should contact the credit bureau that issued the report directly, in writing. It is best to send your communication by certified mail, return receipt requested, in order to document the date of your communication. Send a written statement along with copies of documents that support your position. The matter will then be investigated and resolved by the credit bureau.
Your credit report is a very important tool in determining your creditworthiness. Take advantage of the ability to obtain a free annual report from each credit bureau in order to check for errors and ensure that you have not been credit history reports Spokane a victim of identity theft. Free reports may be ordered online, by mail or by phone, allowing you to select the process that is best for you.
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